No fees. No commissions. No repairs. No drama. Here's how a Florida cash close actually works.
From "address" to "cash in hand" in 7–14 days.
Address and a few honest details. We don't need staging. We don't care about the leak. We use comps and rehab data we already have for your block — not a calculator from outside the state.
We send the number — and the math behind it. ARV minus repairs minus closing minus our margin. No mystery. No 'we'll call you back later this week' games. You'll know in a day.
Walk in with the deed. Walk out with cash. We've used the same FL title companies for 500+ closings and they know the drill. 7 days is normal. 5 if you're racing a foreclosure sale. 30+ if you need more runway.
Most cash buyers won't show you the math. We will. Move the slider — see how your ARV turns into a number you can take.
Real offers vary based on actual condition, comp data, and our renovation cost on the specific property. This is the framework — your actual offer will show the same line items.
Three steps. No realtors, no listings, no showings, no repairs. Tell us about your Florida house, get a fair cash offer in 24 hours, pick your closing date, and walk away with cash at a Florida title company. Most sellers are done in 7 to 14 days.
We've boiled fifteen years and 500+ Florida closings down to a process so simple you can hold it in your head while you're cooking dinner. There's nothing magic about it. The "magic" is that we don't add the steps that traditional real estate adds — the listing, the staging, the open houses, the inspection negotiations, the financing contingencies, the appraisal hold-ups. We just buy the house.
Here's how it goes.
This is the part that takes the least amount of time and energy from you. You have three ways to start.
Call or text 951-331-3844. A real person picks up — usually Byron, sometimes our acquisitions lead. The conversation runs 8 to 15 minutes. We ask about the address, the rough condition, what you owe on it (mortgage, liens, back taxes), why you're selling, and what timing works for you. That's it. We don't ask for your social security number. We don't ask for bank information. We don't run your credit. We don't need any of that.
Fill out the form on this site. Address, your name, your phone, a sentence or two about the situation. Takes under 90 seconds. We'll call or text you back within the hour during business days.
Email us. If phone calls are tough — maybe you're at work, maybe a family member is sleeping, maybe English isn't your first language and you'd rather write — send us a note and we'll work in whatever channel is easiest.
What we want to understand on this first contact: are you selling because you have to (foreclosure, probate, divorce, hurricane, code violation), or because you want to (downsizing, snowbird cash-out, tired-landlord retirement)? The reason matters because it changes the timeline. Forced sales need fast closings. Voluntary sales can take 30, 60, even 90 days if it suits your life better.
We also want to know what condition the house is in — really. Don't sugarcoat. We've seen everything. The roof's failing, the AC's been out since last summer, the kitchen hasn't been touched since 1978, there's a tenant who hasn't paid rent in four months, the previous owner left a hoarder situation in three rooms — none of that disqualifies the house. It just changes the number. Honest information up front means an accurate offer up front means no surprises later.
Once we've got the basics, our team gets to work. Here's what happens behind the scenes — usually within 4 to 24 hours.
We pull the comps. Recent arms-length sales in your neighborhood for comparable square footage, bedroom count, and lot size. Not Zillow's algorithmic estimate — actual MLS comps that closed in the last 90 days, plus active listings that show what current buyers are willing to pay.
We estimate the After-Repair Value (ARV). This is what your house would be worth if it were fully renovated to match the nicest comparable sales in your area. New roof, updated kitchen, fresh paint, new floors, modernized bathrooms, current building code on electrical and plumbing.
We estimate the repair budget. This is the gap between your house's current condition and that ARV. Roof replacement might be $14,000–$22,000 in Florida. Full kitchen renovation might run $18,000–$45,000. Mold remediation, hurricane damage, foundation work, sinkhole repair — all priced based on our actual contractor relationships, not internet averages.
We add holding costs and a fair margin. Property taxes during the holding period, insurance (Florida insurance isn't cheap), utilities, lawn maintenance, and a margin that lets us stay in business and keep buying houses next month and next year. The margin is what pays our team, our office, our title fees, our marketing — all the things that keep the company running.
We schedule a walk-through (optional). For most properties, especially those an hour or more from our Tampa office, we may rely on photos and your description. For larger transactions or properties closer to home, we'll come walk it ourselves. Takes 30 minutes. We're not coming to judge how you keep your house — we're coming to look at the bones (roof, foundation, plumbing, electrical, HVAC) and the kitchen and bathrooms.
We send the offer in writing. Email or text — your preference. The offer shows the number, the proposed closing timeline, and the basic terms (cash, as-is, no inspection contingency, no financing contingency, we pay standard closing costs). You can reply with "yes," "no," or "let's negotiate." All three are fine.
The offer is good for 7 days. No pressure. We don't call back six times trying to get you to sign. If you don't reply, the offer expires and we move on. If you say no but want to revisit later, the door's open.
This is the part most sellers don't believe until it actually happens.
You pick the date. Need to close in 7 days because you have a foreclosure sale set for next month? Done. Need 60 days because your kid finishes the school year in May? Done. Need 90 days because you're waiting on a probate court order or moving across the country? Also done. The closing date is yours.
We close at a Florida title company. Not virtually, not at a notary's car. A real Florida title company — usually one we've worked with before in your county, but you can pick your own if you have a preference. Title companies are licensed, bonded, regulated, and carry errors-and-omissions insurance. They handle the title search, the lien payoffs, the deed recording, the disbursement of funds. They protect both sides. There's a reason we use them in 100% of our deals.
You sign a stack of papers. Florida cash closings typically involve 12 to 20 pages — a deed, a closing statement (the HUD-1 or ALTA equivalent), a bill of sale for personal property if any, a release of any mortgage if you have one, a few state-required disclosures. The closer walks you through every page. Bring a state-issued photo ID. If the property is in a trust or estate, bring the trust documents or Letters of Administration. The closer will tell you exactly what's needed before you arrive.
You get paid. You can choose a cashier's check handed to you at the table or a wire transfer to your bank account. Wires usually hit within a few hours; cashier's checks clear next business day at most banks. By the time you're back in your car, the money is yours.
We take possession. When you walk out, the house is ours. You take what you want with you and leave the rest. Old furniture, half-empty paint cans in the garage, the broken refrigerator the previous tenants left, holiday decorations in the attic — leave it. We deal with it after closing.
That's the whole process. From your first phone call to cash in hand, 7 to 30 days for most situations, longer if your situation calls for it.
We get asked this constantly. "How do you decide what to offer?" Here's the formula:
Cash Offer = ARV − Repairs − Holding Costs − Closing Costs − Margin
Concrete example. Let's say your Tampa house is a 3-bed/2-bath, 1,400 square feet, built 1985, currently in dated but livable condition. Roof is 18 years old. Kitchen and bathrooms are original. Carpet is shot.
Cash offer to you: $279,000
That's an honest offer on an honest house. You're skipping a $23,100 realtor commission, $58,000 in repairs you'd otherwise need to do (or take a discount for), and 60 to 90 days of carrying costs and stress. Net to you on the MLS path — assuming everything goes perfectly — might be $283,000 to $290,000. Sometimes higher, sometimes lower. With us, you get $279,000 in 14 days, in cash, with zero repairs and zero showings.
Is the MLS path always worse? No. If your house is in good shape, in a hot zip code, and you have 90 days of patience and time off work, listing might net you more. We'll tell you that when we send the offer. We have, dozens of times. We're not trying to win every deal — we're trying to be the right answer for the deals where the as-is, fast-cash path makes more sense.
This list is shorter than the listing process, but it's important to read it because it's the actual reason most sellers choose us:
We see four typical timelines. Yours might be one of them, or somewhere in between — we work to your situation.
7-day close. Used for active foreclosures (a sale date is set), tax deed sales, or sellers who simply need it done immediately. Title work has to be clean. We've done this a few dozen times. It works as long as there are no surprise liens.
14-day close. Our most common timeline. Plenty of time for title search, payoff letters from any mortgage holder, HOA estoppel if applicable, and a final walkthrough. Most cash deals in Florida fit comfortably in this window.
30-day close. For sellers who want a little breathing room — to find a new place, finish a school year, sort out movers. Also common for probate properties where Letters of Administration are pending.
60–90 day close. For sellers waiting on probate orders, military PCS dates, end-of-school-year moves, or out-of-state relocations. We sign now, lock in the price, and close on the date you name.
We've closed every kind of weird Florida deal you can think of. None of these will scare us off:
Call or text Byron at 951-331-3844 to start step 1. Or fill out the form on this site and we'll come back within the hour during business hours. You'll have an offer in your hands within 24 hours of giving us the address — and from there, the timeline is up to you.
“I live in Texas now. Byron's team flew through everything by email and FaceTime. We signed remote, the title company shipped me a check. I never even had to fly to Miami.”
Composite stories from real Florida closings. Names changed for privacy.
